The halfway mark of the year is a good place to stop and look back. Six months of news tends to blur together, and the point of a review is to separate what actually mattered from what only felt urgent…

Working life tends to be split into three phases. There’s the early stretch, when you’re setting things up and putting your financial structure in place. There’s the final stretch, when you’re winding down towards retirement. Between these two phases, there’s…

Investing is both a science and an art. The science can be learned. You can read about inflation, interest rates, asset allocation, tax wrappers, legislation and long-term market returns. These things matter. They give you the foundations. But the art…

At the start of the year, we cautioned that after three strong years in the stock markets, investors need to have realistic expectations about near-term returns and be prepared for a period of possible market declines. The exact timing and…

You’ve done the hard work of creating a workable financial life plan that accounts for your current circumstances and future goals. You’ve implemented it using evidence-based, well-diversified investment portfolios. Now imagine you cannot touch any of it for 10 years.…