We Are Specialists in Lifestyle Financial Planning
We do more than organise your finances,
we focus on building the lifestyle you want.
Lifestyle Financial Planning uses financial expertise to help build the future life you want.
We begin by listening, so we understand how you see your future.
Next, we build a plan to get you there.
Then, once your plan is agreed, we identify the right financial strategies and products to action it.
Meet Colin
After stepping away from the corporate world, Colin now draws on his experience to coach individuals and their families as a lifestyle financial planner.
Colin’s mission? To help shape lives and make a real difference by implementing financial strategies to guide people towards their goals in life.
VouchedFor Top Rated
Colin has been included in the VouchedFor Top Rated 2023 guide, distributed by The Times.
VouchedFor’s Top Rated guide aims to identify and celebrate the UK’s best financial advisers, based on client feedback. It’s a huge honour to be included.
Why are we called chapter3?
In our experience, people’s financial lives go through three distinct stages. Each one has its own needs, opportunities and challenges. Chapter three is when you have the chance to live the way you really want.
But to make that a real possibility, you’re going to need a plan.
Chapter 1
Go to School
Chapter One is the stage in life when we learn about the world, explore who we are and experiment with what we want to do and how we’d like to live.
Chapter 2
Go to Work
Chapter Two you commit to the work and the life you’ve chosen. During your chapter two, you might start to wonder what’s next and how to get there.
Chapter 3
Go to the Beach?
Chapter Three: the beach? Or where you are now, but with more flexibility and freedom. A house in France, or an activity you always wanted to try?
Living Our Own Chapter 3
We created a firm that we wanted to work for, that matched our lifestyle goals and that meant we could do something we loved: putting our expertise to work in a way that makes a difference for people.
That means that our clients work with someone they know ‘practices what they preach’. We know how important your Chapter 3 is to you, because we’re in the process of living out our own.
Expert Lifestyle Financial Planning
How do we do it? Understanding your Chapter 3 is one thing, but how do we make sure we can get you there?
When it comes to your future, we know it’s important to understand how we work, what we do and how we approach your finances, so we think ‘full transparency’ is the best option.
Clear, value-based charging
Our fees are different. Unlike some structures, you don’t pay more just because you have more to invest. Instead, you pay a flat fee, based on how much work you need us to do, which seems the fairest way to do things.