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Our fees

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WE BELIEVE THERE IS ONLY ONE WAY TO CHARGE FOR FINANCIAL ADVICE, AND THAT’S ON A CLEAR, FIXED-FEE BASIS.

[/vc_column_text][vc_column_text css=”.vc_custom_1681533220872{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”]Fixed-fee charging is precisely what it says, you pay a fixed fee for the work we do. Not a percentage-based charge, which rises in line with the value of your investments and means you pay more each year for exactly the same service.

We’re also upfront and transparent about what we charge. We’ve got nothing to hide. That’s why we publish our fees here, before we even meet you.[/vc_column_text][/vc_column][/vc_row][vc_row el_class=”mobile-margins”][vc_column][lab_heading title=”Our fees in detail”][/lab_heading][vc_row_inner][vc_column_inner css=”.vc_custom_1665655365834{background-color: #a8d0e6 !important;}”][vc_column_text]

Lifestyle Financial Plan

£1,800

We’ll take you on a journey that will enable you to live your very best life. Your Lifestyle Financial Plan is the most exciting part of our work together. It allows you to visualise and model different scenarios and, from there, we’ll form a strategy based on which scenario will turn your goals into reality.

Your Lifestyle Financial Plan includes:

Building an accurate picture of your financial future using cashflow modelling
Creating a bespoke strategy designed to achieve your lifestyle financial objectives
Completing a roadmap to execute your planning objectives
Peace of mind that comes from knowing where you are today and where you are going tomorrow
A Lifestyle Financial Plan document detailing the strategy.

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Initial Implementation

Taking the recommendation from your Lifestyle Financial Plan, we next look to implement it on your behalf and put your plan into action.

We understand how busy you are and want to make your life as easy as possible. We’ll keep you in the loop at every stage of the implementation process so you’ll never be questioning where we are. Just like our fees, we’re always transparent.

Your implementation strategy is unique to you and that is why we offer three separate tiers depending on the complexity and level of work:[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_empty_space height=”40px”][/vc_column][/vc_row][vc_row gap=”15″ equal_height=”yes” el_class=”mobile-margins”][vc_column width=”1/3″ css=”.vc_custom_1681809550906{background-color: #f3d250 !important;}” el_class=”mobile-margin”][vc_column_text css=”.vc_custom_1681801814940{padding-top: 30px !important;padding-right: 15px !important;padding-bottom: 30px !important;padding-left: 15px !important;}”]

Tier 1 – £1,500

Assets typically below £250,000 and a basic-rate taxpayer
Single pension setup or transfer (DC)
Review or setup of a single investment wrapper (i.e. ISA, GIA)

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Tier 2 – £3,000

Assets typically below £500,000 and a higher-rate taxpayer or company owner/director
Review and/or consolidate several pensions
Set up multiple investment wrappers

Provide specific advice on retirement planning (i.e. income drawdown).[/vc_column_text][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1681809517416{background-color: #f3d250 !important;}” el_class=”mobile-margin”][vc_column_text css=”.vc_custom_1710156926716{padding-top: 30px !important;padding-right: 15px !important;padding-bottom: 30px !important;padding-left: 15px !important;}”]

Tier 3 – £5,000

Assets typically above £500,000 and a higher-/upper-rate taxpayer or company owner with multiple entities
Complex pension requirements including commercial property
Review and setup of multiple complex investments including corporate investing

Provide specific advice on retirement planning (i.e. income drawdown).[/vc_column_text][/vc_column][/vc_row][vc_row el_class=”mobile-margins”][vc_column][vc_empty_space height=”40px”][vc_row_inner][vc_column_inner css=”.vc_custom_1663930669206{background-color: #a8d0e6 !important;}”][vc_column_text]

Ongoing Client Care Program

As the months go by, we understand that your circumstances can change. We provide an ongoing lifestyle financial planning service even after implementation, allowing you to obtain and maintain your desired lifestyle.

Your Ongoing Client Care Program includes:

Biannual planning meetings to help you stay on track
Unlimited phone calls and email access
Investment portfolio management
Tax and investment strategy planning
Liaising with your other professional teams.

As your life changes, we want you to feel reassured that your plans will move and adapt. We’ll keep you on track to achieve the chapter3 you deserve.

Our Ongoing Client Care Program fees are structured according to the tier selected during the Implementation stage. Clients can enjoy the benefits of our services for a monthly fee as follows:

Tier 1: £150 per month
Tier 2: From £300 per month
Tier 3: From £500 per month

This fee structure ensures that our clients receive tailored services at a transparent and predictable cost. Unlike advisers who charge fees based on a percentage of your investments, our fixed monthly fees provide clarity and value for money.

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How we charge